Free Debt Settlement Letter Templates from Debt.com.
I am writing this letter in response to a certain notice I received from your organization on July 18, 2016. This is not an actual refusal to pay. However, a notice to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 (b) disputing your claim and requesting validation has been sent.
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Create your own letters. Use our sample letters to write to your creditors.. Complaining to debt collection agencies that you do not owe the debt;. Re-negotiate with your domestic energy supplier if your current repayment arrangement is unaffordable.
Write the collection agency a pay for delete letter. Think of it as a simple business deal: if you pay some or all of the debt they claim you owe them, they will remove the negative item from your credit reports. Ask for the agreement in writing. You can find some sample pay for delete letters below. Remember, these are only sample letters.
Attach to your collection letter copies of previously issued invoices, past correspondence over the issue, a copy of any signed contract or written agreement and excerpts from your payment policy. If you are willing to negotiate on the balance or take partial payments, outline the specific terms of your offer.
Such a letter is a normal step in the debt collection process. Here are some steps you can take to make sure you’re in control of the situation. Claim your FREE copy of The Motley Fool’s Bear.